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A pure savings plan with a minimum term of 5 years where no medicals are required.
On maturity , sum assured plus all declared bonuses are payable.
Upon death of Life Assured within two years of policy inception, refund of premiums will be 90 % of the total contributions without interest; if death occurs two years after policy inception there is full refund of contributions plus 4% compound interest p.a
Additional Benefits
The additional benefit is optional to the policy holder at a very minimal fee which is added to the monthly premium. The Policy holder can choose to buy the added benefit based on preference.
The benefit under this policy is as follows:
Double Accident benefit (DAb)
Double accident Benefit (DAB) is a benefit providing for payment for of an additional amount equal to the sum assured (excluding bonuses) of the policy if death or disability results directly from an accident